Disclosures

Lathram Financial Group, LLC is a registered investment advisor located in Colorado. Lathram Financial Group and its representatives are in compliance with the current filing requirements imposed upon registered investment advisors by those jurisdictions in which Lathram Financial Group maintains clients.

Lathram Financial Group may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Lathram Financial Group’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment related information, publications, and links. Accordingly, the publication of Lathram Financial Group’s web site on the internet should not be construed by any consumer and/or prospective client as Lathram Financial Group’s solicitation to effect, or attempt to effect, transactions in securities or the rendering of personalized investment advice for compensation over the internet.

Any subsequent, direct communication by Lathram Financial Group with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Lathram Financial Group, please contact the SEC, FINRA or the State securities regulators for those states in which Lathram Financial Group maintains a filing. A copy of Lathram Financial Group’s current written disclosure statement discussing Lathram Financial Group’s business operations, service, and fees is available from Lathram Financial Group upon written request.

Lathram Financial Group does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Lathram Financial Group’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Lathram Financial Group LLC may provide links from this site to a non-Lathram Financial Group web site or permit a link from a non-Lathram Financial Group web site to this site. Such links are for your convenience only and do not imply any affiliation with, or an endorsement, authorization, sponsorship or promotion of the non-Lathram Financial Group web site or its owner. Lathram Financial Group does not control or review any link, and accepts no responsibility for the content, products or services provided at these linked web sites.

If you decide to access such non-Lathram Financial Group web sites, you do so solely at your own risk and you should be aware that non-Lathram Financial Group web sites are governed by their own terms and conditions and privacy policies.